State Farm Mutual Automobile Insurance v. Estate of Simmons

The opinion of the court was delivered by

HANDLER, J.

This is an appeal from a declaratory judgment that an automobile liability insurance policy, issued in Alabama by an Alabama insurance carrier to an Alabama domiciliary who was then serving in the armed forces and stationed temporarily in New Jersey, did not cover five of the insured’s fellow servicemen who were killed in New Jersey while riding in the insured’s automobile. The case requires this Court to decide whether the law of Alabama or that of New Jersey should resolve the questions necessary to determine coverage. This entails a…