Koenig v. Progressive Insurance

CAVANAUGH, Judge:

Two issues are presented before us on appeal, one of contract interpretation and one of statutory interpretation. The first issue we must address is whether under an automobile insurance policy providing “per person” coverage for bodily injury as well as a higher “per accident” liability limit, an insurer that has exhausted its “per person” liability to a person sustaining bodily injury in an automobile accident is obligated to make additional payments within the “per accident” limit for loss of consortium by the victim’s spouse. The second issue we must address, assuming we…