Rebecca Floyd-Tunnell v. Shelter Mutual Insurance Company

MARY R. RUSSELL, Chief Justice.

The widow of a man killed in an automobile accident sued the automobile liability insurance carrier seeking uninsured motorist (“UM”) coverage for her husband’s wrongful death. The trial court held that the insurer’s liability was limited by an “owned-vehicle”- partial exclusion in the couple’s policies, which limited coverage when an insured was injured while occupying a vehicle owned by the insured but not covered by the policy. The widow appealed, arguing that she was entitled to coverage for the damages she sustained as a result of her husband’s death and…