Allen v. Michigan Basic Property Insurance

Defendant appeals by leave granted from an order denying defendant summary disposition in this case alleging breach of an insurance contract. We reverse and remand for entry of an order granting summary disposition for defendant.

I. FACTS

This case concerns a fire insurance policy. The policy insured against loss and damage to plaintiff’s residence located at 14567 Mettetal, Detroit. The policy term was from July 31, 1992, to July 31, 1993.

In late May 1993, a fire occurred at plaintiff’s residence. Thereafter, plaintiff filed a claim for benefits under the policy. Defendant began its…