Farmers Mutual Insurance v. Home Fire Insurance

Ragan, C.

From the pleadings in this case we ascertain the material facts thereof to be: In August, 1894, one Penner held an insurance policy issued by the Home Fire Insurance Company, hereinafter called the home company, agreeing to indemnify him for any loss that certain property described in the policy might sustain by reason of fire, lightning, or tornado prior to a specified date. This policy contained a provision that if Penner should thereafter procure any other insurance on the insured property without the knowledge and consent of the home company its contract of insurance should be…