Levy v. American Mutual Liability Insurance Co.

MYERS, Associate Judge.

Appellant originally was a .policyholder with American Mutual Liability Insurance Company. Because of dissatisfaction with American Mutual, he did not renew his policy with that company but instead ob tained insurance with State Farm Mutual Automobile Insurance Company. In his application therefor he reported that he had never had a policy cancelled and had never been refused insurance — which was correct.

In accordance with standard procedure among insurance carriers, State Farm mailed a “previous experience” inquiry to American Mutual, which returned the form…