Travelers Indemnity Co. v. Auto World of Orangeburg, Inc.

ANDERSON, Judge:

This declaratory judgment action was brought to determine whether the death of Gail M. Osborne was a covered event under either one or two automobile insurance policies. South Carolina Farm Bureau Mutual Insurance Company (“Farm Bureau”) issued one of these policies to Flynn C. Osborne. Travelers Indemnity Company (“Travelers”) issued the other policy to Auto World of Orangeburg, Inc. (“Auto World”). Farm Bureau and Travelers appeal an order concluding both policies provided coverage. We reverse.

FACTSIPROCEDURAL BACKGROUND

Gail M. Osborne and her husband, Flynn C. Osborne, were…