Reedon of Faribault, Inc. v. Fidelity & Guaranty Insurance Underwriters, Inc.

OPINION

KELLEY, Justice.

Reedon of Faribault, Inc., doing business as Best Western Galaxie Motor Lodge (Reedon), sued its insurer, Fidelity and Guaranty Insurance Underwriters, Inc. (Fidelity) and the insurer’s agent, Palmer and Cornell, Inc. (Palmer), claiming breach of contract and negligence following Fidelity’s refusal to pay the full loss sustained by Reedon from a fire in the motel. A jury found that Fidelity had not breached its insurance contract. It did find that both Fidelity and Ralph Palmer, acting as Fidelity’s agent, were negligent in providing inadequate fire insurance, but…