Farmers & Mechanics Mutual Insurance v. Marlon Allen, Sr.

I agree with the majority’s decision to reverse the circuit court’s ruling because the insurer is entitled to maintain a subrogation claim against the tenant’s estate under the facts of the case sub 'judice.-\ However, I depart' from my brethren insofar as their resolution of the instant proceeding fails to explain the process'for resolving such subro-gation issues. Rather than providing a clear and definite roadmap of the analysis to be employed in determining when an insurer is . entitled to subrogation from its insured’s tenant, the majority simply ignores this opportunity to provide…