Owens v. Chance

LEWIS, Judge.

The issue presented for our review is whether an Allstate policy issued to Margaret Barnhill Chance (hereinafter “Margaret Chance”) provided liability coverage for her husband, while he was driving a truck owned by him but not listed in the Declarations portion of the policy.

Plaintiff Q. Melissa Owens and defendant Joseph Thomas Chance (hereinafter “Joseph Chance”) were involved in an automobile accident from which plaintiff suffered bodily injury. The defendant’s vehicle, a 1990 Chevrolet truck, was insured by State Farm Mutual Automobile Insurance Company (hereinafter “State…