Hester v. Allstate Insurance

EAGLES, Judge.

We first consider whether the trial court erred in concluding that Allstate’s insurance policy provided liability insurance coverage for defendant Robert S. Lowery. We hold that the trial court correctly determined that Allstate’s policy provides coverage here.

When reviewing an insurance contract, we examine the contract as a whole and effectuate the intent of the parties. Blake v. St. Paul Fire & Marine Ins. Co., 38 N.C. App. 555, 557, 248 S.E.2d 388, 390 (1978). The meaning of any language used in an insurance policy is a question of law. E.g., Wachovia Bank & Trust Co. v.…