Kenilworth Insurance v. Chamberlain

The issue here presented appears to be one of first impression in Illinois: whether an “operator’s policy” of insurance excluding coverage when the motor vehicle is owned by the insured can be construed as to afford or include such liability coverage by virtue of the Financial Responsibility Law of Illinois. A declaratory judgment action was brought to resolve this question; both sides moved for summary judgment, and appellees prevailed. The sole point of error is whether tire trial court granted summary judgment to the proper party.

Although relatively unimportant to the understanding of the…