Reserve Insurance Company v. Staats

MOLLOY, Chief Judge.

This case involves construction of an “operator’s” or “non-owner” policy of automobile liability insurance. The plaintiff-appellant insurer in this declaratory judgment proceeding issued such a policy to its insured, who at a later' time purchased an automobile for himself, in which appel-lees’ daughter, a passenger, was killed while driving with the insured. We must determine, primarily, whether the bodily injury liability provisions of the policy afford ■coverage for an accident caused by the insured while driving an automobile owned by him. A second question, which…