Legal Opinion
Patricia White, on Her Behalf and on Behalf of All Others Similarly Situated v. Jerome Goodman
Court of Appeals for the Seventh Circuit
Decided January 11, 2000No. 98-4180, 98-4328, 98-4329PublishedCited by 83 opinions
1Opinion of the Court
POSNER, Chief Judge.
One of the practices that the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq., forbids is “flat-rating,” the term popularly applied to providing a form which creates the false impression that someone (usually a collection agency) besides the actual creditor is “participating” in collecting the debt. § 1692j(a); see S.Rep.No. 95-382, 95th Cong. 1st Sess. 5 (1977), U.S. Code Cong. & Admin.News 1977 pp. 1695, 1699. (The provider of the form presumably charges a “flat rate” for the form; hence the popular name for the practice.) The element of deception lies less…
2Cases cited9 opinions
- Christ Clomon v. Philip D. JacksonCourt of Appeals for the Second Circuit · 1993
- Jeffrey L. Gammon, Individually and on Behalf of All Others Similarly Situated v. Gc Services Limited PartnershipCourt of Appeals for the Seventh Circuit · 1994
- Karen Maguire, on Behalf of Herself and All Others Similarly Situated v. Citicorp Retail Services, Inc.Court of Appeals for the Second Circuit · 1998
- Taylor v. Perrin, Landry, deLaunay & DurandCourt of Appeals for the Fifth Circuit · 1997
- Michael A. Aubert v. American General Finance, Inc.Court of Appeals for the Seventh Circuit · 1998
4 more not listed; retrieve them via the Exa API.
3Cited by83 opinions
- Chiang v. Verizon New England, Inc.Court of Appeals for the First Circuit · 2010
- Lori Pettit v. Retrieval Masters Creditors Bureau, Inc., and Russell FuchsCourt of Appeals for the Seventh Circuit · 2000
- Kevin Miller v. McCalla Raymer, Padrick, Cobb, Nichols, and Clark, L.L.C., and Echevarria, McCalla Raymer, Barrett, and FrappierCourt of Appeals for the Seventh Circuit · 2000
- Vincent v. The Money StoreCourt of Appeals for the Second Circuit · 2013
- Kistner v. Law Offices of Michael P. Margelefsky, LLCCourt of Appeals for the Sixth Circuit · 2008
78 more not listed; retrieve them via the Exa API.