Marcus Edens and His Father and Next Friend Kenneth Edens v. Shelter Mutual Insurance Company

This case involves interpretation of Arkansas’ underinsured motorist statute, Ark.Code Ann. § 23-89-209 (Supp.1989). Marcus Edens appeals the district court’s 1 grant of summary judgment in favor of Shelter Mutual Insurance Company on Edens’ state law claim for underinsured motorist insurance benefits. We affirm.

BACKGROUND

Marcus Edens was a passenger in a vehicle owned by Irwin and Sandra Johnson and driven by their son. On October 13, 1988, the Johnson’s automobile was struck by another vehicle and Edens sustained serious injuries. Edens obtained a $25,000 settlement from the insurance…