Sugg v. Hartford Fire Insurance
Supreme Court of North Carolina
Civil action, tried before Merrimon, Judge, at June Term, 1887, of Pitt Superior Court. v The plaintiffs sue to recover the money alleged to be due to the feme plaintiff upon the policy of insurance of the defendant, made to her as specified in the complaint, which contains among other provisions, conditions and stipulations, a clause in these words: “ Or if there shall be any other insurance, whether valid or otherwise, on the property insured, or any part thereof at the…
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Civil action, tried before Merrimon, Judge, at June Term, 1887, of Pitt Superior Court. v The plaintiffs sue to recover the money alleged to be due to the feme plaintiff upon the policy of insurance of the defendant, made to her as specified in the complaint, which contains among other provisions, conditions and stipulations, a clause in these words: “ Or if there shall be any other insurance, whether valid or otherwise, on the property insured, or any part thereof at the time this policy is issued, or at any time during its continuance, without the consent of this company written hereon, or…
1Opinion of the Court
Merrimon, J.,
(after stating the case). The contract of insurance embodied and set forth in the policy sued upon, must receive a reasonable and just interpretation, and the intention of the parties to it, thus ascertained, must prevail. Contracts of this character, although in some respects peculiar, are governed by the same principles that govern other contracts, and are not different from others as to the rules of interpretation applicable, in varying aspects of them. The purpose of Courts in construing them, is to ascertain what the parties mean and intend — what they have respectively…
2Cited by19 opinions
- Gerringer v. North Carolina Home InsuranceSupreme Court of North Carolina · 1903
- City of Greensboro v. Reserve Insurance Co.Court of Appeals of North Carolina · 1984
- Bank v. . Ins. Co.Supreme Court of North Carolina · 1924
- New Brunswick Fire Insurance v. Morris Plan BankSupreme Court of Virginia · 1923
- A. M. Todd Co. v. Farmers' Mutual Fire-InsuranceMichigan Supreme Court · 1904
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