Legal Opinion

Quade v. Secura Insurance

Supreme Court of Minnesota

Decided June 12, 2012No. A10-0714PublishedCited by 56 opinions

1Opinion of the Court

OPINION

MEYER, Justice.

This case concerns the scope of an appraisal clause in a fire and wind insurance policy, which provides that either party may demand an appraisal if the parties fail to agree on “the amount of loss.” The district court ordered the parties to participate in an appraisal process, and the court of appeals reversed. We hold that the phrase “amount of loss,” as it relates to the authority of the appraiser under the policy, unambiguously permits the appraiser to determine the cause of the loss. Therefore, we reverse.

On July 10, 2008, a strong windstorm caused extensive damage…

2Cases cited11 opinions

  1. State Farm Lloyds v. JohnsonTexas Supreme Court · 2009
  2. Bobich v. OjaSupreme Court of Minnesota · 1960
  3. Iowa Kemper Insurance Co. v. StoneSupreme Court of Minnesota · 1978
  4. Levine v. Lancashire InsuranceSupreme Court of Minnesota · 1896
  5. Employers Mutual Liability Insurance Co. of Wisconsin v. Eagles Lodge of HallockSupreme Court of Minnesota · 1969

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3Cited by56 opinions

  1. Selective Ins. Co. of S.C. v. SelaDistrict Court, D. Maine · 2018
  2. Cedar Bluff Townhome Condominium Association, Inc. v. American Family Mutual Insurance CompanySupreme Court of Minnesota · 2014
  3. Walnut Creek Townhome Association v. Depositors Insurance CompanySupreme Court of Iowa · 2018
  4. In re RFC & Rescap Liquidating Trust ActionDistrict Court, D. Maine · 2018
  5. Auto-Owners Insurance Co. v. Second Chance Investments, LLCSupreme Court of Minnesota · 2013

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