Morris v. United Ohio Ins. Co., Unpublished Decision (3-31-2003)

DECISION AND JUDGMENT ENTRY {¶ 1} Wanda Jean Morris appeals a grant of summary judgment in favor of United Ohio Insurance Company on her claim for uninsured motorist coverage. Mrs. Morris contends the court erred as a matter of law when it found that R.C. 3937.18(J)(1),1 the "owned but uninsured auto exception," and R.C. 3937.18(K)(2), the coverage definition that excludes an insured's own vehicle from its meaning of uninsured motor vehicle, can be harmonized. Because we conclude that the owned but uninsured exclusion and the definitional provision cannot be reconciled, we disagree with the…