DeRoller v. Bohan

The by-laws of the fraternal organization issuing the benefit certificate designated explicitly who might be beneficiaries. This *51group did not include a stepson, but did include a “ member of his family whom the applicant shall designate in his application.” And further, that “ No payment shall be made upon any benefit certificate to any person who does not bear the relationship as * * * member of the family of the member at the time of his death.”

For convenience I will hereinafter refer to the fraternal organization as the “ insurer,” and to Mr. Bohan, the deceased member, as the “ insured.”

T…