Dalke v. Allstate Insurance

Wahl, J.:

Malissa K. Dalke appeals from the district court’s granting of summary judgment to Allstate Insurance Company (Allstate) in her action to recover underinsured motorist benefits arising out of an automobile accident.

Dalke was a passenger in an automobile driven by Lisa Madden, which was involved in an accident on June 25, 1993. Madden was insured by American Standard Insurance Company of Wisconsin (American) with liability limits of $25,000. Dalke was insured by Allstate with underinsured motorist limits of $50,000.

American, on behalf of Madden, offered Dalke its policy limit of…