Ferrando v. Auto-Owners Mutual Insurance

*187{¶ 1} This appeal requires us to consider whether a provider of underinsured or uninsured motorist (“UIM”) coverage may be released from its obligation to provide coverage due to the failure of a claimant to notify the insurer of a potential claim prior to settlement with and full release of the tortfeasor who caused the injury giving rise to the potential claim. The motor vehicle insurance policy at issue requires that the insurer be given prompt notice of a UIM claim and requires the consent of the insurer prior to settlement. For the reasons that follow, we determine that the insurer is…