Wickner v. American Reliance Insurance

In Cogliati v. Ecco High Frequency Corp., 92 N.J. 402, 412, 456 A.2d 524 (1983), the Court held that a “predecessor in title who has created or maintained [a] dangerous sidewalk condition should remain liable to [an] injured pedestrian irrespective of the fact that the property has been conveyed.” This appeal raises insurance issues that result from that decision. The majority finds that *402two exclusionary provisions in plaintiffs’ homeowner’s policy clearly and unambiguously bar coverage of a Cogliati-type claim. In the context of our decision in Cogüati, I conclude that those exclusions are…