Legal Opinion

Spagnola v. Chubb Corp.

Court of Appeals for the Second Circuit

Decided July 28, 2009No. Docket 07-1296-CVPublishedCited by 149 opinions

1Opinion of the Court

JOHN R. GIBSON, Circuit Judge.

On July 13, 2001, Fred Spagnola and his wife purchased a Chubb Masterpiece homeowner’s policy. 1 The policy provided dwelling coverage of $600,000, contents coverage of $300,000, and liability coverage of $500,000.

The Masterpiece policy allows the insured to select one of three types of coverage: extended replacement cost, verified replacement cost, or conditional replacement cost. Spagnola purchased the extended replacement coverage, which, in the event of an insurable loss, pays the cost of reconstruction even if that cost exceeds the stated coverage of the…

2Cases cited20 opinions

  1. Ashcroft v. IqbalSupreme Court of the United States · 2009
  2. Bell Atlantic Corp. v. TwomblySupreme Court of the United States · 2007
  3. Abbas v. DixonCourt of Appeals for the Second Circuit · 2007
  4. Kurcsics v. Merchants Mutual InsuranceNew York Court of Appeals · 1980
  5. Small v. Lorillard Tobacco Co.New York Court of Appeals · 1999

15 more not listed; retrieve them via the Exa API.

3Cited by149 opinions

  1. Nick's Garage, Inc. v. Progressive Casualty Insurance Co.Court of Appeals for the Second Circuit · 2017
  2. Orlander v. Staples, Inc.Court of Appeals for the Second Circuit · 2015
  3. Goldemberg v. Johnson & Johnson Consumer Companies, Inc.District Court, S.D. New York · 2014
  4. Oden v. Bos. Scientific Corp.District Court, E.D. New York · 2018
  5. In re Conagra Foods, Inc.District Court, C.D. California · 2015

144 more not listed; retrieve them via the Exa API.

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