Psychiatric Solutions, Inc. v. Federal Emergency Management Agency

MEMORANDUM

RESTREPO, District Judge.

The National Flood Insurance Program (“NFIP”) adjusts and pays flood insurance claims through private insurers who act as fiscal agents of the United States Treasury. These private insurers issue Standard Flood Insurance Policies. Plaintiff, Psychiatric Solutions, Inc. (“Psychiatric Solutions”), had a Standard Flood Insurance Policy (“SFIP”) through its insurer, Fidelity National Property and Casualty Ins. Co. (“Fidelity”). Dissatisfied with the *492amount paid by Fidelity for Psychiatric Solutions’ flood loss after Hurricane Irene, plaintiff now sues defendant…