Fields v. Union Central Life Insurance

1. Insane persons “can not generally make a valid contract.” Civil Code (1910), § 4232.

2. “An insane person can not contract prior to commission sued out and guardianship appointed. A lunatic may contract during lucid intervals; after guardianship he can not; nor can a person restored to sanity contract until the guardianship is dissolved. Necessaries furnished an insane person may be recovered upon the same proof as if furnished to infants.” Civil Code (1910), § 4237.

3. “The contract of an insane person or one non compos mentis, who has never been adjudicated to be insane or of unsound mind…