In Re Thompson

Decision Denying Debtors’ Objection to Claim of HSBC Mortgage Services

GUY R. HUMPHREY, Bankruptcy Judge.

1. Introduction

The sole issue before the court is whether the costs of a title insurance premium incurred by a mortgagee related to a pre-petition state foreclosure action may be included as part of the mortgagee’s allowed claim in the mortgagor’s subsequent bankruptcy case. The court finds that the $171.00 title insurance premium may be included as part of the mortgagee’s arrear-age claim to be cured pursuant to 11 U.S.C. § 1322(e).

II. Background

A. Procedural Background and Facts

The facts…