Hartford Fire Ins. v. State Farm Mutual Automobile Ins.

Frank Holt, Justice,

the issue here is whether an accidental death caused by the discharge of p gun left in an insured vehicle while the gun was being helíí by a person inside the parked vehicle is an injury “arising out of the ownership, maintenance, or use” of the insured vehicle. The trial court held that appellee’s insurance policy did not provide coverage and we agree.

Appellee’s insured, W. G. Dining, owned a camper which was primarily used as a recreational vehicle. The camper was parked in the carport adjoining the residence without the motor running or keys in the ignition. His son,…