Cameron Mutual Insurance Co. v. Ward

SOMERVILLE, Presiding Judge.

A declaratory judgment action was brought by Cameron Mutual Insurance Company (Cameron Mutual) to determine whether its policy of automobile liability insurance extended coverage to injuries sustained by a guest passenger after alighting from the insured vehicle as a result of the discharge of a .243 Magnum Winchester rifle lying in the insured vehicle. The other parties to the action, all of whom were joined as defendants, were Robert Newton Ward and J. N. Ward, the named insureds, Ronnie Ward who was using the insured vehicle (a 1973 Chevrolet ¾ ton pickup) with…