Phillips v. St. Louis Perpetual Insurance

The plaintiff took from the defendants policies of insurance upon the barque Eleanor and her freight-list at and from the port of Nevv-Or-leans to the port of Baltimore. The barque was valued in the policy at $0000, and the insurance upon her was for $4000. Her freight, of the value of $1878 36, was insured for $1223. She took the ground in attempting to cross a bar at the mouth of the Mississippi River, where, at the time, there was a short, chopping sea; the tow-boat had great difficulty in twisting her off the bar, and did some damage by knocking against her, and carrying away her…