Riley v. Ocean Insurance

This action is on a policy of insurance on “ tbe body, engine, tackle, apparel and other furniture” of the steamer Ellen Douglass, for four months, at and from the 8th of April, 1840. The perils assured against are of the river and fire, and all that shall come to the hurt, detriment, or damage of the said vessel. The policy is for $4,000, and, by agreement, the steamer, engine, &c. are valued at $20,000 without further account in case of loss. The steamer, &e., is warranted free from average “ under fifteen per cent, unless general.” An insurance for $6,000 had previously been taken in the…