McDaniel v. State Farm Mutual Insurance

Foth, C.J.:

This is an action to recover benefits under a health insurance policy. Plaintiff appeals from the trial court’s holding that her condition was not covered by the policy’s insuring clause definition:

“Sickness means any sickness or disease of a Covered Person first manifesting itself while this policy is in force with respect to such person and shall include all complications arising therefrom.” (Emphasis added.)

The case was submitted to the trial court on deposition testimony, exhibits and stipulations. The court entered the following findings of fact and conclusions of law:

“1. The…