Legal Opinion

Christine Wade, F/k/a Christine Snow v. Regional Credit Association, a California Corporation

Court of Appeals for the Ninth Circuit

Decided July 3, 1996No. 95-35434PublishedCited by 141 opinions

1Opinion of the Court

EUGENE A. WRIGHT, Circuit Judge:

We must decide whether a collection agency attempting to collect a debt without obtaining a required state debt collection permit violates the Fair Debt Collection Practices Act. 15 U.S.C. §§ 1692-1692o. We find that in this case the agency’s unlicensed collection activity does not violate the Act. We affirm in part and remand in part. 1

BACKGROUND:

This ease originally involved a relatively low dollar figure. An attorney attempted to collect $446.00 from Christine Wade for services in her divorce case in California. He referred the debt to Regional Credit…

2Cases cited9 opinions

  1. Matsushita Electric Industrial Co., Ltd. v. Zenith Radio CorporationSupreme Court of the United States · 1986
  2. William Earl Warren III v. City of Carlsbad Brian Watson James Thompson Frank Mannen Raymond Patchett Stewart Gary Ann JansenCourt of Appeals for the Ninth Circuit · 1995
  3. James A. Swanson, Plaintiff-Appellant-Cross-Appellee v. Southern Oregon Credit Service, Inc., Defendant-Appellee-Cross-AppellantCourt of Appeals for the Ninth Circuit · 1989
  4. Les Shockley Racing, Inc. v. National Hot Rod Ass'nCourt of Appeals for the Ninth Circuit · 1989
  5. Kuhn v. Account Control Technology, Inc.District Court, D. Nevada · 1994

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3Cited by141 opinions

  1. Stephen P. Turner v. J.V.D.B. & Associates, Inc., an Illinois CorporationCourt of Appeals for the Seventh Circuit · 2003
  2. LeBlanc v. Unifund CCR PartnersCourt of Appeals for the Eleventh Circuit · 2010
  3. Donohue v. Quick Collect, Inc.Court of Appeals for the Ninth Circuit · 2010
  4. April McMillan v. Collection Professionals, Incorporated, an Illinois CorporationCourt of Appeals for the Seventh Circuit · 2006
  5. Christopher M. Terran, Plaintiff-Appellant-Cross-Appellee v. Jerold Kaplan, Defendant-Appellee-Cross-AppellantCourt of Appeals for the Ninth Circuit · 1997

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