Hamill v. Pawtucket Mutual Insurance

Allen, C J. (Ret.),

¶ 1. Specially Assigned. In this appeal, we consider whether an insured homeowner whose residence allegedly became uninhabitable due to water damage, and later mold growth, has a cause of action in negligence against the independent adjusters hired by the homeowner’s insurer to investigate the insured’s initial claim. We affirm the superior court’s summary judgment ruling that the adjuster has no cognizable legal duty vis-a-vis the homeowner with respect to the type of damages claimed here, and that the homeowner’s only remedy was against his insurer.

¶ 2. The parties…