Robert Lodholtz v. York Risk Services Group, Inco

RIPPLE, Circuit Judge.

Robert Lodholtz sustained injuries in the factory of Pulliam Enterprises, Inc. (“Pulliam”). He then brought an action in the Superior Court of St. Joseph County, Indiana, against Pulliam, seeking compensation for those injuries. Pulliam in turn filed an insurance claim with its insurer, Granite State Insurance Company (“Granite”). Granite retained a claims adjuster, York Risk Services Group, Inc. (“York”). Pulliam assumed, erroneously, that Granite would provide a defense under the insurance policy and defaulted on the state court claim. Neither Granite nor York ever had…