Allstate Ins. Co. v. Runyon Chatterton

MARTIN, Judge.

Plaintiff Allstate Insurance Company (hereinafter “Allstate”) brought this action seeking a declaratory judgment that it does not provide coverage, under a homeowners’ insurance policy issued to defendants William Skipper and Pamela Skipper, for the underlying claims of the remaining defendants arising out of a boating accident which occhrred on 3 May 1992 on Lake Lure in Rutherford County. On that date, William Skipper was operating a 17 foot motorboat powered by a 150 horsepower outboard motor when he collided with a smaller boat occupied by Wallace Nichols, Jessica Runyon…