Malone v. Kentucky Farm Bureau Mutual Insurance Co.

Opinion of the Court by

Justice ABRAMSON.

After sustaining injuries from a car accident, James Malone filed suit against Timothy Bruce, the other driver involved in the collision, and against Kentucky Farm Bureau Mutual Insurance Company (Farm Bureau), Malone’s underinsured motorist insurance (UIM) carrier. Prior to trial, Malone accepted the offer of Bruce’s liability insurance carrier for the limits of the policy in exchange for a release from further liability. Subsequently, Farm Bureau filed a motion for summary judgment with the McCracken Circuit Court, arguing that Malone had not…