Coots v. Allstate Insurance Co.

OPINION

LEIBSON, Justice.

These two cases, briefed separately, were argued on the same day and are decided in a single opinion because they involve common questions of law regarding further viability of an underinsured motorist policy covering the victim of a motor vehicle collision after settlement with the tortfeasor’s liability insurance carrier for the policy limits.

Both cases were decided at the trial level by summary judgment in favor of the un-derinsured motorist insurance carrier based on the opinion handed down by the Kentucky Court of Appeals in Kentucky Cent. Ins. Co. v. Kempf,…