Rachel Amy Maurer v. Fremont Insurance Company

In December 2012, plaintiff Rachel Amy Maurer 1 was catastrophically injured in an automobile accident. Her car, along with all the family cars, had been insured with defendant Fremont Insurance Company since 2006. In October 2014, almost two years after the accident, Fremont advised plaintiff's husband, Dale Maurer, who was the policyholder, that the policy was being rescinded by the company retroactive to 2006 and that it therefore had no obligation to pay for any of plaintiff's medical treatment, replacement services, or wage loss related to the 2012 accident.

Plaintiff sought a declaratory…