Wierengo v. American Fire Insurance

Plaintiff is the assignee of a policy of insurance upon a stock of merchandise issued to Mary E. Pearson, and brought suit thereon for loss by fire. Charles A. Pearson, the husband of Mary, was her general agent, conducted her business, and applied for and obtained the policy of insurance sued upon. The application was verbal. No terms of the contract for insurance were ever mentioned between Mr. Pearson and the defendant’s local agent, Mr. White, except the amount, which was fixed at $1,000. Mr. White kept blank policies of the defendant, which he was authorized to fill up and deliver,…