In Re Ussery

ORDER OVERRULING OBJECTION TO PLAN

MARY D. SCOTT, Bankruptcy Judge.

THIS CAUSE is before the Court upon the objection to the debtor’s chapter 13 plan, filed on March 9, 2001, and amended on March 22, 2001.

The debtor, disabled and raising three teenage children, purchased a 1999 Hyundai Elantra on October 8, 1999. On that same date, as required by the financing agreement with Hyundai, she purchased automobile insurance. 1 However, on December 4, 1999, she received notice that her insurance was cancelled. Two days later, her vehicle sustained nearly $5,000 of damage in an accident.

Nearly a year…