Baker v. Criterion Insurance

OPINION

Appellant Ruth Baker was injured when riding as a passenger in her own vehicle. The driver was a permissive user who had no insurance policy of his own. He was insured under Baker’s policy with Criterion Insurance Company (Criterion). Criterion paid Baker $15,000, which was the limit of the bodily injury coverage in her policy.

Baker brought suit to recover additional compensation under the $15,000 of uninsured/underinsured (UM/UIM) coverage in her policy. The court below granted Criterion’s motion for summary judgment and this appeal followed. We agree that Baker may not recover from…