Barber Ex Rel. Barber v. State Farm Mutual Automobile Insurance

— Two questions are presented in this appeal. Because of our view of the second it is unnecessary to consider the first.

I. The question is whether plaintiff is excluded from coverage by the following exclusion:

“This insurance does not apply under: * * * (i) coverages C and M, to bodily injury to any person: * * # (3) other than the named insured and a relative while occupying any vehicle not insured under Insuring Agreements I or II; * *

Plaintiff was riding a bicycle at the time of the accident with the insured car. The trial court held, plaintiff “was not occupying such ‘vehicle’ as referred…