Bank for Savings & Trusts v. United States Casualty Co.

FOSTER, Justice.

The question in this case is a controversy between the parties to a liability insurance contract, which covers liability for certain claims, but with the exception that it shall “not cover any accident caused by any driving animal, automobile or any other vehicle or any person while in charge of such animal or vehicle elsewhere than upon the premises described.”

There was an accident caused by operating a bicycle not upon the premises described, for which complainant is being sued. Does the policy except from the coverage an accident caused by such operation?

There are three…