MFA Mutual Insurance v. State Farm Mutual Automobile Insurance

James H. Pilkinton, Judge.

On September 6, 1972, in White County, Arkansas, a motor vehicle owned by W. J. Davis and operated by Charnel E. Simmons was involved in a collision with a motor vehicle owned by Julian Hays and occupied by his wife, Hazel. It is conceded that the accident was caused by the negligence of Mr. Simmons and resulted in damages to Mr. and Mrs. Hays.

Simmons had orally contracted to make some body repairs on the Davis vehicle. On the day of the accident Simmons drove to Davis’ residence, left his own vehicle there, and with Davis’ permission took possession of the Davis…