Citizens Insurance Co. of America v. Crenshaw

Third-party defendant Allstate Insurance Company appeals by leave granted from an order reversing an order of summary disposition in its favor. The question is whether Allstate effectively cancelled third-party plaintiff Michael Crenshaw’s no-fault insurance prior to an accident that occurred on August 29, 1982. The answer turns upon whether Allstate’s cancellation of Crenshaw’s policy is governed by the mailing and notice provisions of § 3020 or § 3224 of the Insurance Code. MCL 500.3020; MSA 24.13020 and MCL 500.3224; MSA 24.13224.

The following facts are not in dispute. Crenshaw applied to…