American States Insurance v. Auto Club Insurance

These consolidated appeals arise from two declaratory judgment actions brought in the Wayne Circuit Court to determine questions of insurance coverage and defense that arose from an accident involving a 1987 Pontiac 6000. The vehicle was owned by Manucor Leasing, Inc., and leased by Barry Figel. Figel’s spouse, defendant Diana Figel, was driving the vehicle when she struck Nicole Bethell, a minor. Bethell brought an action against Diana Figel, whom defendant Auto Club Insurance Association refused to defend and indemnify, and Manucor Leasing. Diana Figel was defended by American States…