In re Appeal of Tabas

■Opinion by

Judge Palladino,

Michael J. Tabas (Petitioner) appeals from an order of the Insurance Commission upholding the non-renewal of Petitioner’s automobile insurance by Sentry Insurance A Mutual Company (Insurer). We affirm.

Under the Automobile Insurance Act (Act),1 an insurer may not refuse to renew an automobile insurance policy on the basis of one accident within the three year period preceding the renewal date. This reflects a legislative intent to permit a refusal to renew on the basis of more than one accident.

We have before us the question of what constitutes an accident for…