True v. Currens

The question in this appeal is whether under Ohio’s Financial Responsibility Act, R.C. 4509.01 et seq., the issuer of a financial responsibility bond may exclude from coverage the payment of a judgment arising out of the operation by someone other than the principal of a motor vehicle owned by the principal. We hold that while it is the obligation of the motorist to obtain the full coverage or other proof of financial responsibility required by the Act, the statute does not require a surety issuing a financial responsibility bond to cover all risks for which the principal may be liable.

Appelle…