Old Guard Insurance Company v. Safeco Insurance Company of America

IN THE UNITED STATES DISTRICT COURT FOR THE EASTERN DISTRICT OF PENNSYLVANIA OLD GUARD INSURANCE COMPANY : CIVIL ACTION : v. : NO. 25-5258 : SAFECO INSURANCE COMPANY OF : AMERICA MEMORANDUM KEARNEY, J. July 29, 2026 An apartment complex owner purchased a liability insurance policy and named his property manager as an additional insured on the policy as required by their management agreement. The property manager also purchased its own liability insurance. Each policy included “other insurance” language addressing who first covers losses when there are separate insurers’ coverage obligations…