Chavis v. Home Security Life Insurance Company

The defendant admitted the execution and delivery of the policy, the payment of the premium, and the death of the insured within the period of coverage. These admissions placed upon the defendant the burden of showing a legal excuse for refusing payment according to the terms of the policy. The plaintiff introduced the policy in evidence. The admissions and the policy made out a case for the jury. Thomas-Yelverton Co. v. Ins. Co., 238 N.C. 278, 77 S.E. 2d 692. Defendant’s assignment of error based on the court’s refusal to nonsuit cannot be sustained.

The insurer offered as its defense the…